Indianapolis’s
Mortgage Professor
Indianapolis offers some of the best home values in the Midwest. Professor Lending makes sure you get the best possible rate and program to go along with it — from first-time buyers in Fishers to investors in the city.
Meet Jordan —
an independent broker
Jordan Steffaniak is the founder of Professor Lending and grew up in the Midwest. He has worked with Indianapolis-area homebuyers for years — whether you’re a first-time buyer in Fishers, a move-up buyer in Carmel, or an investor looking to add to your portfolio in the city.
Jordan holds a PhD and founded Professor Lending on the belief that homebuyers deserve transparency, education, and a broker who actually fights for them. Straightforward advice, no runaround, and always available.
Why Indianapolis buyers choose
a broker, not a bank
Indianapolis offers genuine value compared to coastal markets — but that doesn’t mean settling for the first rate you’re offered. As an independent broker partnering with 25+ of the nation’s premier lenders, Jordan finds the best program and pricing for each borrower’s unique situation, including down payment assistance programs available to Indiana buyers.
See How We Work →Every program.
One broker.
First-time buyers, down payment assistance programs, VA loans, investor DSCR loans, self-employed programs, and more — we cover every buyer profile in the Indianapolis market.
Common questions from
Indianapolis, IN buyers
Yes. Many communities on the outer edges of the metro still qualify for USDA’s zero-down program — parts of Hendricks, Morgan, and Shelby Counties are worth checking. Eligibility is based on the specific property address. We can verify any address for free in minutes.
Yes. Indiana has state-level down payment assistance programs available for qualifying buyers. We identify every program available for your income, location, and loan type — including grants and forgivable second liens that can significantly reduce your out-of-pocket costs at closing. Ask us what’s currently available for your situation.
It depends on your priorities. Carmel and Fishers consistently rank among the best places to live in Indiana — top-rated schools, newer housing stock, strong appreciation — but that comes with a price premium. Indy proper offers more character and walkability at varied price points. We’ll help you run the real numbers on what your budget gets you in each market.
Most clients have a pre-approval letter within 24 hours of submitting their application. In competitive Indianapolis suburbs, being pre-approved before you start searching gives you a meaningful edge with sellers and listing agents.
Absolutely. VA loans are one of the strongest programs available — zero down, no mortgage insurance, and competitive rates. Jordan is licensed in Indiana and handles VA loans regularly for veterans and active-duty service members throughout the metro.
A bank offers one set of products at their rates. As an independent broker, we partner with 25+ of the nation’s premier lenders — leveraging established relationships to access pricing and programs retail banks can’t offer. We work for you, not a quota.
Ready to buy in Indianapolis?
Let’s find your best rate.
Free quote. No credit pull. Pre-approval in 24 hours or less.