Do you feel crushed by growing debt?

Credit cards often carry interest rates of 18–30%. That means a $10,000 balance could cost you over $2,000 a year in interest alone—without even touching the principal.

By refinancing into a fixed-rate loan at 6–8% over 5–10 years, you could cut your interest in half, increase cash flow with lower monthly payments, and lock in predictable payments.

Even if your current mortgage rate is low, there are options to save you thousands of dollars.