Mortgage Broker in Piedmont, OK | Professor Lending
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HomeLocations › Piedmont, OK
Piedmont, OK — OKC Metro

Piedmont’s
Mortgage Professor

Experienced, straightforward mortgage guidance for Piedmont and the fast-growing corridor toward Cashion and Edmond.

No Credit Pull to Start
25+ Lenders Shopped
Pre-Approval in 24hrs
New Construction Specialists
🏠20+ years of real estate experience
🔍25+ premier lenders—partnered, not just polled
Pre-approval in 24 hours or less
👷New construction financing expertise
🚫No credit pull to get started
Chris Gibson, PhD
Chris Gibson, PhD
Mortgage Professor · Oklahoma

Meet Chris —
Oklahoma’s own

Chris brings over 20 years of professional real estate experience and 24+ years as a property owner across residential, land, and investment categories. He holds a PhD from Gateway Seminary, serves as an Adjunct Professor internationally, and is a pastor, counselor, and author.

Piedmont sits right in the middle of Chris’s core coverage area, and he’s closely tracking the new construction growth happening between Piedmont, Cashion, and Edmond.

NMLS #2734348PhDLicensed in OK
Start With Chris →

The difference between a broker
and a bank

A bank offers one set of products at their rates. An independent mortgage broker shops the entire market. Professor Lending has access to dozens of wholesale lenders—meaning we find the loan that fits your life, not the loan that fits a quota.

Piedmont is one of the fastest-growing communities in the OKC metro. Chris works with buyers building or buying in the corridor toward Cashion and Edmond, and can walk through builder-specific financing questions and typical timelines.

Learn More About Us →
Professor Lending
Typical Bank
25+ premier lenders
One set of products
Competitive pricing access
Retail pricing only
Flexible underwriting options
One credit/pricing box
Soft pull to get started
Hard pull often required
Single point of contact
Passed between departments
Works for you, not a quota
Incentivized by bank margin
Available when you need us
9-to-5 only
Loan Programs

Every program.
One broker.

Whether you’re building new, buying a resale, or investing in the Piedmont corridor—we have a program that fits.

🏗️
Construction-to-Permanent

For buyers building new in one of Piedmont’s active subdivisions—including builder-specific requirements and lot loans.

🏡
FHA / Conventional / USDA

3\u20133.5% down for FHA and conventional. Some areas around Piedmont still qualify for zero-down USDA financing.

📊
DSCR Investor Loans

Cash flow based, not income or tax-return based. No income documents whatsoever. Ideal for rental property investors.

🩺
Doctor Program

0% down, no MI, and student loan payments can be excluded from your debt-to-income ratio.

🤝
Down Payment Assistance

Nationwide DPA programs for qualifying buyers. We’ll identify every grant and assistance option available.

📋
Self-Employed Programs

Bank statement loans and non-QM options for business owners and 1099 earners who’ve been declined elsewhere.

Piedmont & the
Deer Creek corridor.

Piedmont is one of the fastest-growing communities in the OKC metro, with new subdivisions expanding steadily along the corridor toward Cashion and Edmond—an area often informally called Deer Creek, known for larger new-construction homes.

Chris works with buyers building or buying in this corridor and can walk through builder-specific financing questions, lot loans, and typical timelines for new construction closings.

25+
Lenders shopped
14
States licensed
40+
Years combined experience
Meet the Full Team →
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Common questions from
Piedmont buyers

Does Chris handle new construction loans in Piedmont?+

Yes—new construction financing, including builder-specific requirements, is a regular part of Chris’s work in this corridor.

What is the “Deer Creek” area?+

It’s the informal name locals use for the growing area of large new homes between Piedmont, Cashion, and Edmond. It isn’t an official municipality, but Chris can help regardless of how a listing is labeled.

Is USDA financing available near Piedmont?+

Some areas around Piedmont still qualify for USDA zero-down financing. Chris can confirm eligibility for a specific address in a few minutes.

What’s the difference between Professor Lending and a bank?+

A bank only offers their own loan products at their own rates. As an independent mortgage broker, Professor Lending partners with 25+ of the nation’s top lenders to find the best pricing and credit qualification.

How fast can I get pre-approved?+

Most clients have a pre-approval letter within 24 hours of submitting their application—which matters in a fast-growing market like Piedmont.

Does getting a quote affect my credit score?+

No. We can provide a rate quote and program overview with no credit pull and no obligation. A soft pull is used first when you’re ready to move forward.

Building or buying in Piedmont?
Let’s talk financing.

Free quote. No credit pull. Pre-approval in 24 hours or less.

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