Wake Forest's Local Mortgage Broker

No. Most of our Wake Forest clients put down far less. FHA loans allow as little as 3.5% down, conventional loans can be as low as 3%, and VA or USDA loans may require zero down if you qualify. We also have down payment assistance options. We'll find the best fit for your situation.

A bank only offers their own loan products. As an independent mortgage broker, Professor Lending shops across 25+ nationwide and local lenders to find you the best rate and terms. We work for you, not a bank's quota. 

Yes. Several zip codes on the outskirts of Wake Forest and surrounding communities may qualify for USDA's zero-down program. Eligibility is based on the property address, not your income alone. We can check your specific address in minutes. 

Most clients have a pre-approval letter within 24 hours of submitting their application. In a competitive Wake Forest market, being pre-approved before you start searching gives you a real edge.

Absolutely. New construction financing has unique timing and requirements compared to existing homes. We work with buyers at all stages of the build process.