Oklahoma City's Local Mortgage Broker

No. Most of our OKC clients put down far less. FHA loans allow as little as 3.5% down, conventional loans can be as low as 3%, and VA or USDA loans may require zero down if you qualify. We also have down payment assistance options. We'll find the best fit for your situation.

A bank only offers their own loan products. As an independent mortgage broker, Professor Lending shops across 25+ nationwide and local lenders to find you the best rate and terms. We work for you, not a bank's quota. 

Yes. Several zip codes on the outskirts of Oklahoma City and surrounding communities may qualify for USDA's zero-down program. Eligibility is based on the property address, not your income alone. We can check your specific address in minutes. 

Most clients have a pre-approval letter within 24 hours of submitting their application. In a competitive Oklahoma City market, being pre-approved before you start searching gives you a real edge.

Absolutely. VA loans are one of our most frequently used programs in the OKC market. Zero down payment, no MI, and competitive rates make them hard to beat. Our team knows the VA process inside and out.